• Gambling Operators In Belgium
• Gambling In Belgium
• Is Gambling Legal In Belgium
• Is Gambling Illegal In Belgium
• Gambling Regulation In Belgium
• Casinos In Belgium

Belgium has an interesting take on online gambling, one that differs much in comparison to how other European nations choose to tackle this subject. Whereas most states embrace or reject online gambling altogether, Belgium has different ideas. All forms of gambling are allowed in the country, however, there are heavy regulations imposed on betting companies which have to be
followed to the letter.

Online poker and gambling in general in Belgium is pretty tightly regulated by the Belgium Gambling Commission, and includes things that you don’t see elsewhere such as monitoring the loss rate of players and excluding those from all licensed web sites that are deemed to be crossing the acceptable threshold. The largest gambling facility in the whole Belgium is the Grand Casino Brussels VIAGE, which has a WPT Poker Room for 100 players, 375 gaming machines, and 39 table games. Grand Casino de Namur offers 221 gaming machines and table games as the second largest casino.

Sports betting is one of the permitted types of gambling featured in the country and customers have access to a decent range of sportsbooks. However, the legalities of the situation may not be clear to all. For your convenience, we have gathered the most important information regarding online betting in Belgium and have included it below in an easy to understand manner.

1. • Min Odds: 2/5 (1.40)
   • Turnover: 5x B
   • Expiration: 7 days
2. • Min Odds: 1/5 (1.20)
   • Turnover: 1x Bet
   • Expiration: NO
3. • Min Odds: 17/10 (1.70)
   • Turnover: 5x D+B
   • Expiration: 30 days
4. • Min Odds: 4/5 (1.80)
   • Turnover: 5x D+B
   • Expiration: 30 days
5. • Min Odds: 2/5 (1.40)
   • Turnover: NO
   • Expiration: 30 days

Legalities of Online Sports Betting in Belgium

Historical Betting Overview

Belgium has a long history with gambling dating back to the 19th century, as indicated by the Lotteries Act of 1851. Modern online gambling, on the other hand, has been unregulated for the most part and already existing regulations were lax, at best. This was during a period where the online betting scene in Belgium was taking off and many different providers were moving into the market. For better or for worse, Belgian punters had access to a wide range of platforms to bet on. It was not until the Gaming Act of 2011, which went into effect on 1 January 2011, that the online betting market saw true regulations. In fact, this piece of legislation introduced rules covering just about every aspect of the online gambling scene and brought proper conduct to the Belgian online gambling industry. However, the strict regulations made it impossible for some providers to operate within the country legally and the market was reduced to a limited number of licensed entities.

Odds Format in Belgium

There are three main odds types in the current sports betting scene – decimal, fractional and American. Fractional odds are mostly used at Irish and UK betting websites, while American odds are featured at US sportsbooks. Belgium websites, on the other hand, will display the decimal format, by default. This is the trend at most European betting sites. Decimal odds are presented as such:

Betting Options: 1.50

What this tells us is that for every $100 that we wager, we stand to win $50 in profit, for a net total of $150 after the bet is settled. Unlike fractional odds, the decimal format represents the total amount that will be added to your bankroll after the sports event concludes. Decimal odds are useful in the sense that very little multiplication is required to read them properly, making them accessible to just about everyone.

Belgium Betting Laws and Legislation

With the introduction of the Gaming Act of 2011, the Belgian online betting industry saw strict and precise regulations that all operators have to follow. Moreover, to offer its services a betting company first has to be licensed by the Belgium Gaming Commission. This regulatory institution has licenses for all the different betting types. Sports betting is classified with an F-type license and there are three different types. An F1 license permits a person to organize bets, whereas entities that accept wagers need to acquire an F2 license. An F+ license is required to accept bets over the Internet and it is tied to an F2 license. All F-style licenses last for 9 years before they have to be renewed.

A holder of an F-style license has to fulfil several requirements before the license is issued. For one, companies need to be incorporated under Belgian law or other EU member states. Furthermore, they have to prove their tax liabilities are satisfied and showcase their financial capacity. Not only that but for the sake of transparency, all persons involved, including shareholders, need to have their identities revealed.

As far as taxation is concerned, all online bets are taxed 11% on the net profit. It is worth pointing out that gambling debts to unlicensed operators are not enforceable. However, those to licensed ones are.

Belgium Betting Restrictions

When it comes to restrictions, Belgian gambling laws can be quite draconian in certain aspects. Starting off with the lightest restriction type, the minimum gambling age in Belgium is 18 years old. This is the standard for most forms of betting in Belgium, with the exception of casino gambling where the minimum age starts at 21 years old.

But that is only the start. The gambling authorities in Belgium have determined that only a limited number of gambling licenses can be issued overall. This means that a smaller number of operators can offer their services to a Belgian customer base at any time. For F1 license holders, the limit is 34, while F2 licensees cannot exceed 60.

Additionally, in order to provide online betting in Belgium, the company needs to run land-based establishments. Effectively, this blocks most international betting platforms from working in Belgium. Moreover, the Belgium government will prosecute all companies that operate without a licence, while Belgian residents who gamble at unlicensed platforms can be fined up to €25,000.

Online Betting Regulatory Body in Belgium

All gambling in Belgium is regulated by the Belgium Gaming Commission. This government body was established in 1999 and it oversees all forms of betting in the country, including casino gaming, poker, bingo, horse racing betting, fantasy betting, lotteries, skill games, and of course, sports betting.

The BGC imposes strict rules that operators have to follow and makes sure that the companies eligible for licensing are in line with regulations. Specifically, the BGC requires the privacy of punters to be protected, prohibits the exploitation of vulnerable customers, and ensures that punters are paid accordingly, among others.

Gambling Operators In Belgium

The Belgium Gaming Commission has done a great job at enforcing all laws and regulations to ensure that customers are treated fairly. Moreover, this institution is quite thorough when vetting potential licensing candidates to verify their integrity and legitimacy.

Belgium Online Betting Bonuses

There are plenty of benefits to betting at Belgian online sportsbooks and among the major ones, we count promotions and bonuses. Since most bookmaker websites offer similar odds and betting markets, a great way to choose one over another is to look at the promotions they offer. These come in several different forms and each will provide you with a different form of value.

A common promotion type is the deposit bonus. Bookmaker websites will match your deposit up to a certain amount and add it to your balance as bonus funds. These can be used to place bets on different sports events and once you meet the turnover requirement, you will get to cash it in. This has to be on specific odds or higher in most cases and the turnover will usually be anywhere between 4 to 8 times the bonus value.

Alternatively, free bets are also another popular bonus type at modern online sportsbooks. The betting website will allow you to place a wager with a specific value at no cost to you. If bet losses, your bankroll will not suffer. However, if it wins, you get to take the profit from it. Some sportsbooks may ask you to fulfil a turnover requirement, while others may be more liberal in their terms.

Odds boosts are always great to have since they not only increase your winnings but also come with very few restrictions. These can be applied on traditional bets or parlays, where each additional leg adds an extra 1% to your profits. This bonus type comes with the lowest risk factor making them ideal for everyone.

Mobile Betting in Belgium

Mobile betting is becoming ever more popular with smartphones and tablets getting so prevalent in everyday life. So much so, that many people are forgoing the desktop sportsbooks altogether. Bookmaker websites have caught onto this trend and are looking to deliver the best possible mobile experience to their customers. Practically, every betting website worth its salt will offer a mobile version of its service.

You will quickly learn that mobile betting is just as good as doing it on a desktop platform or in person at a bookmaker shop. The mobile sportsbooks are easily accessible from every mobile device and one can easily set up an account. As soon as you are ready to bet, you will notice that you have full access to all the features of the platform. This includes all supported betting markets, regular promotions and perhaps even exclusive mobile ones, customer support, banking solutions and just about anything else you can think of.

The major brands have put in considerable effort to make sure that their customers can easily access their respective mobile platforms and that the overall experience is enjoyable. We are certain that if you are a fan of mobile betting, the modern online betting scene has much to offer you.

Popular Betting Banking Methods in Belgium

Online gambling comes with certain peculiarities not featured in its brick and mortar counterpart. One such is an inability to use physical cash to place bets, instead, you will have to rely on an online payment solution to get your money into your bankroll. These are available in several different forms, each offering something different.

At modern online sportsbooks, credit cards are always an option. Practically all bookmaker websites accept Visa and MasterCard, while some will also support the likes of Maestro, Amex, or Diners Club. Credit card transactions are instant, allowing you to immediately start betting. Moreover, withdrawals are also possible and can take several business days to process.

If credit cards are not for you, then consider the eWallets supported by the industry. Specifically, these include Skrill and Neteller, which are accepted at a universal basis, as well as, PayPal, EntroPay, ecoPayz, and others. The main benefits of eWallets include instant deposits and withdrawals, enhanced privacy and overall convenience.

The online betting scene also supports great alternatives to these two types. Prepaid cards are great for some customers, though there are detriments, such as an inability for withdrawals. Online banking is also quite useful if your bank works with the supported service. Overall, you will have a slew of banking options at your disposal whenever you sign up at Belgian betting websites.

Verifying one’s identity is a mandatory process at all reputable sportsbooks, not just Belgian ones. It is required by the regulatory authority to ensure that all participants are eligible to gamble at that particular platform. It is used to weed out all underage persons and those in non-supported jurisdictions. Moreover, identity verification is also necessary for tax purposes.

If you are ever in a disagreement with a betting site, you can always reach out to the appropriate authorities. In the case of Belgian websites, this is the Belgium Gaming Commission. This institution has the last say where disputes are concerned and it will ensure that all regulations and laws are applied rightfully.

Strictly speaking, the sportsbook will abide by the terms of the promotion but you will also be held to the same standard. It is important to read the rules of the bonus before you do anything to understand what is required of you and how to go about doing it. It is often the case that gamblers will not read the terms of a promotional offer and have their bonus seized as a result of breaking the rules.

There is nothing stopping you from opening accounts with multiple providers at once. In fact, this is one way to get the best odds possible for specific sports events. However, what is often not allowed is holding multiple accounts with the same betting site. In such cases, this can be considered abuse which will result in a ban and your bankroll being returned to you.

There are a plethora of reasons why this could happen, ranging from fault with the payment provider, incorrect payment information, and others. It is important that all your banking information matches your personal data, as indicated on your ID or driver’s license.

The Kingdom of Belgium is a sovereign state, situated in Western Europe, with a population of 11.4 million and a gross domestic product of over 529 billion as of 2019. Being one of the nations that founded the European Union, Belgium offers high standards of living and has a well-developed economy, driven predominantly by the service and trade sectors.

As for gambling, it has a rich heritage in the country. Historians can trace its roots on Belgian soil as far back as the 14th century. Belgium also launched one of Europe’s earliest national lotteries whose beginnings can be traced back to the 15th century. This rich heritage is not reflected in the number of landbased gambling halls the country is home to.

Although gambling has a legal status in Belgium, the country has only nine brick-and-mortar casinos, with the largest one being the sea-front Knokke-Heist. Remote gambling is also legal and regulated in Belgium although few online casinos are licensed by the local regulator.

Licenses are not readily granted so Belgium gamblers have limited options for the time being. This causes some of them to take their action to gambling sites that offer their services on the Belgium market without having proper authorization.

Laws Governing Landbased Gambling in Belgium

The landbased gambling sector in Belgium is governed by the Act of May 7, 1999, on games of chance, betting, gaming establishments and the protection of players, known as Wet van 7 mei 1999 op de kansspelen, de weddenschappen, de kansspelinrichtingen en de bescherming van de spelers.

As becomes apparent by the name, this piece of legislation only covers betting activities and games whose outcomes are based on chance. Promotional contests where no chance element is involved, such as sweepstakes and games without financial gains, do not fall within the scope of the legislation.

The provisions of this bill explicitly state that it is illegal to provide chance games that offer monetary gains without having obtained a license by the Belgian Gaming Commission first, or Kansspelcommissie as it is called in the Dutch language (also spoken in some parts of Belgium). The same goes for knowingly promoting and participating in unauthorized gambling services. A limited number of landbased casinos can receive licenses by the Belgium regulator for the time being.

Another piece of legislation that applies to the gambling sector in Belgium is Book VI of the Code of Economic Law on Consumer Protection and Market Practices (officially Boek VI van het Wetboek Economisch Recht betreffende Consumentenbescherming en Marktpraktijken). Some of the provisions in this legislation outline certain consumer protection rules that gambling operators are expected to follow.

Lottery games in the country are subject to the monopoly of the Belgian National Lottery under the provisions of the Lotteries Law of December 31, 1851. Exceptions are only made for scratch cards that award cash prizes and tombolas. However, the latter must be exclusively organized for charity causes to fall under the exemption.

The sanctions for organizing illegal gaming activities are also outlined in Belgium’s Penal Code, or Strafwetboek. Several articles deal with this subject and more specifically Articles 301 through 304. According to article 302, those who are caught operating illegal lotteries will be punished with imprisonment of eight days to three months. The violators will also have to pay fines of €50 to €3,000.

Online Gambling Regulations in Belgium

The provision of online gambling services is legal in Belgium as long as the operators have obtained permits by Kansspelcommissie, which is the Belgian Gaming Commission. Remote gambling was prohibited in the country until it was eventually legalized in 2010 after the Act of May 7, 1999 was amended by the passage of the Law of January 10, 2010. The full amended text of the legislation can be found here.

Legal Status of Online Casinos

One would think the amendments would have paved the way for a thriving online gambling market. This would have been the case had the Belgium licensing system allowed for an unlimited number of licenses.

Unfortunately, this is hardly the case. Online operators looking to obtain a license must have first been granted landbased permits. This creates a rather tough situation for potential interested applicants because the number of landbased casinos operating in the country is limited.

With that in mind, many foreign-licensed operators do offer online gambling services to players from the Belgian market but do so at their own risk. The Belgian gambling regulator runs a blacklist of unauthorized gambling sites. The regulatory authority stipulates on its official website that players who are found to engage in gambling at unlicensed websites risk paying monetary penalties between €26 and €25,000. The penalties for violating operators are augmented and range between €100 and €100,000.

Measures against Unauthorized Gambling Operators

License issuance to remote operators is restricted in Belgium since the online gambling products must be linked to the operations of a landbased casino. Then again, the number of physical casinos is limited to just nine in the country, which prevents the further expansion of the online gambling sector in Belgium. Licenses issued in other jurisdictions have no weight on Belgian soil.

The Belgium Gaming Commission runs a blacklist with unregulated offshore gaming providers that target the local market and updates it on a regular basis. At the moment of writing, the blacklist contains the domains of over 170 online gambling operators. The access to the websites on the list is restricted by the Belgian authorities because the operators lack the necessary permits.

Respectively, the blacklist is given to local Internet Service Providers (ISPs), who are expected to block the domains. One particularly interesting case that must be highlighted concerns large gaming operator bwin. The company was plagued by the Belgian authorities for servicing local gamblers without the necessary license in 2012.

Its various domains were even added to the blacklist, which cost the operator around €700,000 in revenue each month. Things escalated to such an extent that the company’s Chief Executive of Operations at the time, Norbert Teufelberger, was even called for questioning by the country’s authorities.

The situation took a positive turn when bwin announced its partnership with the sea-front Casino Kursaal Oostende. This enabled the operator to apply for and receive a valid Belgian license, which, in turn, led to its removal from the blacklist. The company continues to service the local market to this day.

Another similar case had to do with the Maltese operator bet-at-home which disputed the legality of adding the names of its domains to the blacklist. The company viewed these actions as illegal data collection.

Then again, servicing Belgian players without a valid local permit is also illegal so, understandably, the operator’s complaint held no weight whatsoever. The latest additions occurred in July 2020 when operators WildBlaster, Madnix, and Asperino all saw their domains added to the blacklist.

License Types

1Overview

Belgian authorities issue different types of permits to approved operators, depending on what gambling products they seek to offer. The local legislation makes a distinction between several license types. Each one is outlined in brief below.

2Type A Licenses

Type A licenses allow approved operators to provide class 1 casino gaming products. Provided that the operator is looking to offer wagering over the Internet, they would need an additional A+ license.

3Type B Permits

Type B permits cover amusement arcades. Again, a B+ permit is needed for the provision of online arcades.

4Type C Permits

Venues that serve alcoholic and other beverages, such as cafes, restaurants, and bars, need type C permits for the operation of up to two games such as bingo.

5Type F License

The provision of physical sports wagers calls for the issuance of a type F license. Similarly to the previous permits, betting operators will have to obtain an additional type F+ license before they can legally provide their services over the Internet.

Licensing Procedure

The license applications are reviewed by the Belgian Gaming Commission. The application form is sent to the interested parties by the regulator itself although type F licenses can be filled in electronically. Natural persons applying for licenses should be based in member states of the European Union.

Those who obtain types A and B permits must enter Belgium’s company register as commercial companies. According to Article 29 of the Belgian gambling legislation, the total number of type A permits for landbased casinos is restricted to no more than 9.

Furthermore, these gambling halls can operate only within certain Belgian municipalities, namely Knokke-Heist, Namen, Spa, Oostende, Middelkerke, Dinant, Chaudfontaine, Blankenberge, and the Brussels Capitol Region. The permits allow for the provision of gaming machines and table games. There are restrictions on the hourly losses, too, as customers should not lose more than €70 per hour.

The maximum hourly loss for amusement arcades should not exceed €25. Respectively, such products should not be located near places such as hospitals, churches, prisons, and schools. The number of physical sportsbooks should not exceed 34 in the country.

The cap on online and mobile sportsbooks is set to 60. The permits’ validity ranges from one to fifteen years, based on type. Casino licenses, for example, expire after fifteen years. The Belgian Gaming Commission is always on the watch for violations, in which case the permits of the transgressors are either suspended or altogether revoked.

Taxes on Gambling Operators

Gambling taxes fall within the scope of Wetboek van de met de inkomstenbelastingen gelijkgestelde belastingen, which is the Belgian Code of taxes assimilated to the income tax. More specifically, operators are taxed under the provisions outlined in articles 43 through 93. All gambling-related taxation goes toward the federal coffers, the only exception being the region of Flanders which gets to keep the taxes collected on its territory.

Operators are taxed at a relatively mild rate of 15%, which applies to the overall amounts they collect from bets. One exception is the region of Wallonia, where the tax rates are lower at just 11%. Bets on pigeon races, along with the national lottery, are not taxed but only on condition the participants are the ones betting.

These percentages apply to landbased gambling. Remote gaming operators have to pay lower taxes of 11% of their gross gaming revenue, which is the difference between the overall amounts wagered and the paid out winnings. As for Belgian players, they are not taxed on gains generated at physical or remote casinos. Gambling debts are also not enforceable in the country.

Legal Gambling Age and Protection of Vulnerable Players

Gambling In Belgium

Licensed terrestrial and online gambling operators must ensure only persons of legal gambling age have access to their products and services. Belgium’s law prohibits anyone under the age of 21 to enter gambling venues or places where gaming arcades and slots are available. Individuals under the age of 18 are prohibited from placing wagers.

Another important condition where social responsibility is concerned requires the gambling areas in landbased casinos to be separated from other spaces, such as bars and restaurants. The activities on the gaming floor should not be visible to people outside.

Various protective measures are in place to prevent gambling addiction as well as to help those who are already addicted. Responsible gambling is embraced in the country, with operators being required to promote it in prominent places.

Relatives or problem gamblers themselves are entitled to the right to request denied access to gambling services, a practice otherwise known as self-exclusion. The country also has an official registry of excluded persons who are blacklisted from gambling participation. It is known as the Excluded Persons Information System, or EPIS, and contains over 360,000 individuals as of 2019.

Also important is to mention that certain groups of people are prohibited from gambling, even if they are not excluded for addiction. Such is the case with magistrates, bailiffs, policemen, and notaries. Those in trouble also have access to SOS GAMBLING, which is a free helpline for addicted players.

It is available around the clock, so if you do have a gambling problem and are from Belgium, all you have to do is dial 0800 35 777. Another option is to visit the official website Gok Hulp where you will find free assessment tests, an anonymous program for gambling addicts, and free guidance on how to quit or reduce your betting.

Rules on Advertising

Is Gambling Legal In Belgium

Belgium’s authorities are very strict when it comes to the advertising of gambling products and services. Various restrictions are in place on gambling-related advertisements. One chief example is showing online gambling commercials on television, which is strictly prohibited in Belgium. This applies to both type A and type B products, namely casino games and arcades.

The measures were enforced after the Belgian regulator noticed betting ads and commercials were “omnipresent” during soccer games. According to the regulatory authority, data analysis has indicated this has led to an increase in wagering activities during the playoffs of soccer games. Apparently, many viewers were prompted to place bets upon seeing such commercials on television.

The regulator was worried viewers might assume sports and betting are closely linked, which, in turn, might lead to the normalization of gambling. These concerns resulted in the prohibition of gambling commercials during the broadcasts of sporting events.

Is Gambling Illegal In Belgium

Additionally, the Royal Decree of October 2018 that enforced the restriction states that the advertisements should not contain any drawings or marketing techniques that might hold appeal with children and minors, in general.

But advertising is not the only thing operators should refrain from. According to Article 5 of said Royal Decree, licensed operators should not advertise free games or bonuses except on their own domains. Players should not be encouraged by the ads to gamble with promises of refunds or other bonuses.

The maximum sum a Belgian customer can receive as a bonus is restricted to €275 for a single month, Article 11 of the Decree states. The restrictions came into force in the spring of 2020. Before that, the Belgian Council of State said these restrictions are practically irrelevant since offering bonuses to local gamblers is illegal in the first place. This caused gambling operators in the country to deactivate offers such as free spins, welcome bonuses, and free bets as of March 2020.

Gambling Regulators in Belgium

All terrestrial and virtual gambling activities in Belgium are strictly overseen and controlled by the local regulatory body, Kansspelcommissie, or the Belgium Gaming Commission. The latter is tasked with multiple responsibilities, including approving and issuing licenses to gambling operators. Of course, the regulatory body keeps a sharp eye on the operations of its licensees. In case of any violations, the regulator has the mandate to suspend or even revoke the violators’ permits.

As you probably know, Belgium is a multi-language nation, which is why the regulator’s official website is available in English, German, Dutch, and French. There you can learn about all the preventive measures the Commission has adopted to protect vulnerable players and minors from experiencing the harmful effects of gambling.

The regulator has launched a special campaign, called BLUFF!, for this purpose. This is a five-episode film that targets young audiences aged 14 to 18 to warn them about the dangers associated with persistent gambling.

Another mandate of the Belgium Gaming Commission is to keep watch for unregulated operators that target players from the local market without its authorization. The regulator never relaxes its vigilance against such companies, constantly expanding its blacklist of banned domains.

The Commission also warns players not to engage in gambling on such websites because this might lead to criminal prosecution. Other than that, the regulatory body is required to report to Belgium’s Federal Public Service for Justice. The Commission is headed by Ms. Magali Clavie, who is also a magistrate.

Gambling Regulation In Belgium

Conclusion

Belgium is home to a stringently regulated gambling market. Local players lack a broad enough choice of online casinos because of a requirement that stipulates remote operators must be linked to a landbased gambling hall, located in the country. This partially works to the benefit of local gamblers because it allows for higher levels of protection.

Casinos In Belgium

Yet, it also causes many of them to take their action to unauthorized foreign websites. Perhaps, if the local regulator re-evaluates its requirement for a connection between physical and remote casinos, the online sector might open to more competition in the future.